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Post by PigsnieLite on Mar 20, 2012 14:15:36 GMT -5
Ive been getting a bit obsessed wid money lately. I've been thinking of asking for a raise but Im afraid my boss will laugh at me. (We are not speaking of Stephen Fry here -- he's not terribly good wid finances, yarrr.) Anyhoo, Ive been trying to break into Pigsnits computer, to get a look at how mucho I'll get in his will but his password must be in Esperanto or something. Bleechh.  Meanwhile, I found this intewesting website for money grubbers like me ... www.getrichslowly.org/blog/ |
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Post by dragrat on Mar 20, 2012 18:59:58 GMT -5
I've noticed how quickly money disappears!! I save up a nice fortune [not] and then suddenly 'oh that will be $$$' here and another $$$$ there.. I'm shocked! Life is not about money, but society/business/governments sure make it the rule..
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Post by PigsnieLite on Mar 20, 2012 20:18:31 GMT -5
The stuff on my credit cards is shocking~! Im not even going to say how much Ive charged. You may be sure I practically run over Pigsnit like a Ferrari when the postman shows up wid the bills. [PLite grimaces at the crap he spends on Starbucks frappucini.  |
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Post by sunfrog on Mar 20, 2012 20:41:14 GMT -5
In my experience money comes and money goes.
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Post by PigsnieLite on Mar 20, 2012 21:19:14 GMT -5
Well, I wish it would stay a little longer. |
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Post by Avril on Mar 21, 2012 2:19:37 GMT -5
If you want to have a buffer zone between you and starvation, it's a good idea to save 10% of what you earn, salt it away and put it in a term deposit when you reach $1,000. Then when it reaches $5,000 you can invest it where it will earn more...and so on. Think about it. If you had done this since you started earning money, would you not be better off financially? More free to do what you wish? en.wikipedia.org/wiki/The_Richest_Man_in_Babylon_%28book%29 |
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Post by PigsnieLite on Mar 21, 2012 2:36:36 GMT -5
10%! Thats a LOT! I dont make that much -- BBC isnt exactly Free wid the funds. Pigsnit says I should start thinking about retirement too becuz I'll need it. Waahhhhhh!
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Post by Avril on Mar 21, 2012 17:31:38 GMT -5
Actually, when you start saving 10%, you realise you don't miss it. If, say, 20% of our income is disposable - by which I mean it's not already earmarked for rent, food and other essentials - then we don't miss the half of that we can't spend on non-essentials.
And if you really can't put away 10%, try putting away 5%. The trick is never to spend it until you retire and are not earning anymore.
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Post by shoegirl on Jul 21, 2012 10:35:51 GMT -5
I save quite a bit of money. Not sure what my percentage is per month but I calculate the actual amount of money I save every month (I am saving to buy a house after all). I would guess I save about 40% of what I earn every month. I have been writing down on a computer spread sheet every penny I have spent for the last three years. I keep track by month ( have different categories for different expenses). It really shows where your spending is when you do that. I have never had any debt and rarely use a credit card (only for booking trips and such). The only debt I will endure is when I get a mortgage hopefully next year when Tyler and I buy a home.  |
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Post by PigsnieLite on Jul 21, 2012 11:08:55 GMT -5
Put some of that savings into retirement becuz its more important than owning your own home, believe me. Besides, Tylur will buy your house, let him spend some of his ill gotten gains. 
In the meantime, look at this guy. He has reduced his personal possessions to 59 items and lives the ultra minimalist lifestyle. I cant do that for sure (for one thing, Im beginning to obsess over airplane hand carry) but he looks intewesting ... but not really my type.  www.ndoherty.com/
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Post by shoegirl on Jul 21, 2012 12:27:29 GMT -5
I do put some in to retirement savings every January.
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